Free owner-operator calculator
Owner-Operator Take-Home Calculator
Gross revenue is not take-home pay. Estimate what an owner-operator actually keeps after fixed and variable costs based on your rate and miles.
Enter your numbers
Your estimate
- Annual miles
- 120,000 mi
- Gross revenue
- $264,000
- Total operating cost
- $192,000
- Estimated take-home (pre-tax)
- $72,000
Set aside a portion for taxes.
How to use this calculator
- Replace every sample field with your real current numbers.
- Include deadhead, fixed costs, and every expense that applies to your operation.
- Use the result as a planning estimate, then compare it against the written rate confirmation before booking.
Frequently asked questions
- How much do owner-operators actually make?
- Take-home varies widely with rates, miles, and costs. Two trucks running the same miles can net very different amounts depending on fixed costs and how well loads are priced.
- Is this before or after taxes?
- This estimate is before income and self-employment taxes. Set aside a portion of net for quarterly estimated taxes.
Related calculators
Cost Per Mile Calculator
Free cost per mile calculator for owner-operators. Add fixed and variable costs to find your true break-even rate before you book a load.
CalculateRate Per Mile Calculator
Free rate per mile calculator. Convert a total load rate and mileage into rate per loaded mile and rate per total mile in seconds.
Calculate