Free checklist · 6 min read
Owner-Operator Tax Deductions Checklist
Tracking deductions all year lowers your tax bill and stress. This is an educational checklist, not tax advice — work with a qualified accountant on your return.
Commonly deductible business expenses
- Fuel and DEF
- Truck payment interest and depreciation
- Insurance premiums
- Repairs, maintenance, and tires
- Permits, licenses, and IFTA
- ELD, load boards, and software subscriptions
- Per diem for meals (per current IRS rules)
- Business use of phone and supplies
Keep receipts and a mileage/expense log. Rules and rates change — a trucking-savvy accountant is worth the cost.
Frequently asked questions
- What can owner-operators write off?
- Common deductions include fuel, insurance, maintenance, permits, depreciation, per diem, and business software. Confirm specifics with a qualified accountant.
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